First Chicago Bank & Trust – A Wintrust Community Bank, is more than just a great bank. It is a true community bank. Since we are a locally controlled and managed bank, we have the unique ability to make decisions more quickly and provide more customized services and products that truly benefit residents of the area. We can pass the savings on to our customers in the form of better rates because we don’t have the big overhead of other banks. That’s what hometown banking is really about–friendly service and great products — See for yourself how banking should be!